LENDER / LOAN TYPE |
30 Year Fixed |
15 Year Fixed |
|||
Rate |
Points |
Rate |
Points |
||
|
1-877-728-3569, 910-452-7283 www.ForTheBestRate.com |
|||||
| Conv. | 5 7/8 | 1 | 5 3/4 | 0 | |
| FHA/VA | |||||
| Jumbo | 7 | 0* | 6 1/2 | 0* | |
|
571-8444 Raleigh, 612-5426 Durham 960-3222 Chapel Hill |
|||||
| Conv. | 6 1/8 | 0 | 5 3/4 | 0 | |
| FHA/VA | |||||
| Jumbo | 6 1/2 | 1 | 6 3/8 | 0 | |
Rates surveyed Wed Sep 5 2007.
- + 1 Year Treasury Bill
- ++3 Year Treasury Bill
- LTV - Loan to Value Ratio
- CAPS - Annual Cap/Life
- Cap margin - Percent added to Index to determine Rate Change
- 0/0=0% origination & points
ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/05) for a conventional fixed rate 30 yr. or 15 yr. loan is $359,650.00. Jumbo loans are over $359,650.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.
Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.
Mortgage Information Services, Inc.
P.O. Box 18239
Raleigh, NC 27619
1-919-781-1705
THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs
© 2005 M.I.S., Inc.
