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Updated weekly. This is a sampling of area rates and does not represent an offering to consumers. Contact lenders directly for specific and daily information.

Mortgage Rates Sampling


Updated weekly. This is a sampling of area rates and does not represent an offering to consumers. Contact lenders directly for specific and daily information.

LENDER / LOAN TYPE		30 Year Fixed		15 Year Fixed
		Rate	Points	Rate	Points
AAXA Discount Mortgage, Inc. 1-877-728-3569, 910-452-7283 www.ForTheBestRate.com
Conv.		53⁄8	1	5	1
FHA/VA
Jumbo		6	0*	55⁄8	0*
A Great Southern Mortgage 571-8444 Raleigh, 612-5426 Durham 960-3222 Chapel Hill
Conv.		53⁄8	1⁄2	5	1
FHA/VA
Jumbo		57⁄8	0	53⁄4	0
AccessOne Mortgage Co. 787-6080 Ral., 523-9785 Cary 1-800-300-5474
Conv.		53⁄4	0	53⁄8	0
FHA/VA
Jumbo		61⁄8	0	57⁄8	0
Advantage Lending, LLC 532-7300 532-7302
Conv.		Call
FHA/VA		For
Jumbo		Quote
Allegro Mortgage Services 265-0265 Chapel Hill, Durham 235-0265 Raleigh
Conv.		55⁄8*	0	53⁄8*	0
FHA/VA
Jumbo		57⁄8	0	55⁄8	0
Alpha Mortgage Corp. 1-910-760-3013 1-800-457-0714
Conv.		53⁄4	0	51⁄2	0
FHA/VA
Jumbo		6	0	55⁄8	0
American Home Mortgage 787-9357 Nat’nl, 781-3573 SixFork 327-1700 W.Fst, 1-800-228-6217
Conv.		53⁄4	0	51⁄4	0
FHA/VA		6	0	6	0
Jumbo		57⁄8	0	55⁄8	0
American Mortgage Home, Inc. 789-8300
Conv.		Call
FHA/VA		For
Jumbo		Quote
American Mortgage Resources 469-4172 469-4172 also weekends
Conv.		55⁄8	0	53⁄8	0
FHA/VA
Jumbo		57⁄8	0	55⁄8	0
Assured Financial Group 676-2424
Conv.		57⁄8	0	51⁄2	0
FHA/VA
Jumbo		61⁄4	0	57⁄8	0
Bank of America Mortgage 829-6990 Ral, 569-2507 WF, 493-5086 Dur 367-7304 Apex, 829-6836 Cary
Conv.		Call
FHA/VA		For
Jumbo		Quote
BB&T Mortgage 453-1711 716-3570
Conv.		Call
FHA/VA		For
Jumbo		Quote
Capital Bank 645-6449 Glwd, 861-2050 SxFks.653-0418 Ral 878-3100 Flls, 319-1049 Msvl.469-9400 Kildare
Conv.		55⁄8	0	51⁄4	0
FHA/VA		6	0	61⁄2	0
Jumbo		57⁄8	0	55⁄8	0
Capital Mortgage Corp. 212-1450, 1-888-921-0030 www.capmortcorp.com
Conv.		51⁄2	0**	51⁄4	0**
FHA/VA
Jumbo		6	0	55⁄8	0
Carolina Equity Services, Inc. 467-6192, 1-888-308-4405 www.CarolinaEquity.com
Conv.		55⁄8	0*	51⁄4	0*
FHA/VA		51⁄2	0	5	0
Jumbo		6	0	55⁄8	0
Carolinas First Mortgage 510-5581 219-0003 Cary
Conv.		55⁄8	0*	51⁄4	0*
FHA/VA
Jumbo		6	0	55⁄8	0
Carolina Home Loans, Inc. 388-1930 Cary-Preston Corners www.chloans.net 2.25
Conv.		55⁄8	0*	51⁄4	0*
FHA/VA
Jumbo		53⁄4	0	55⁄8	0
Chapel Hill Mortgage 967-2261 493-4858
Conv.		Call
FHA/VA		For
Jumbo		Quote
Charles Holt & Assoc., Inc. 481-1889 1-800-358-9698
Conv.		51⁄2	0	51⁄4	0
FHA/VA
Jumbo		57⁄8	0	55⁄8	0
Coastal Federal Credit Union 420-8111, Toll Free1-800-868-4262 www.coastalfcu.org
Conv.		Call	call		5/1 ARM
FHA/VA		63⁄8	0	61⁄8	0
Jumbo		Call		call
Coastal Mortgage 380-0592 or toll free 1-877-380-0592, 740-9203 Weekend
Conv.		55⁄8	0*	51⁄4	0*
FHA/VA		51⁄2	0	51⁄4	0
Jumbo		57⁄8	0	55⁄8	0
Corchiani Mortgage division of DNJ Mortgage 468-9537, 1-888-243-4622
Conv.		Call
FHA/VA		For
Jumbo		Quote
Corporate Investors Mortgage 676-1111 Raleigh, 383-9166 Durham 929-6116 Chapel Hill
Conv.		55⁄8	0	51⁄4	0
FHA/VA		53⁄4	0
Jumbo		57⁄8	0	51⁄2	0
Countrywide Home Loan 873-1974 Ral, 233-5150 Cary 662-8032 Clayton, 367-0073 Apex
Conv.		Call
FHA/VA		For
Jumbo		Quote
Crescent State Bank 552-6590 Hly Spr., 662-7330 Gar. 303-1473 Apex, 550-2050 Clayton
Conv.		53⁄4	0	53⁄8	0
FHA/VA
Jumbo		6	0	53⁄4	0
CTX Mortgage Company 783-7890 Ral, 554-8883 WakeFor. 854-4457 Cry, 359-8310 Clay, 488-0043 WkFld.
Conv.		Call
FHA/VA		For
Jumbo		Quote
Equity Services 870-8107, 678-1133, 573-6114 462-6642, 875-4439 Wknd
Conv.		Call
FHA/VA		For
Jumbo		Quote
First Charter Bank 573-1910, 573-1913 573-1914, 573-1915
Conv.		53⁄4	0	53⁄8	0
FHA/VA
Jumbo		61⁄8	0	53⁄4	0
First Flight FCU 851-5690, 800-807-0766 X2259N.Bern 800-807-0766 X2507 Greenville
Conv.		Call
FHA/VA		For
Jumbo		Quote
First Horizon Home Loans 851-3115, No. Ral. 431-9588 1-800-209-9411
Conv.		53⁄4	1⁄2	51⁄2	3⁄4
FHA/VA		53⁄4	3⁄8	51⁄2	0
Jumbo		6	1⁄2	53⁄4	3⁄4
First Mortgage Corp. 845-0486
Conv.		53⁄4	0	51⁄2	0
FHA/VA		53⁄4	0	51⁄2	0
Jumbo		6	0	57⁄8	0
Foundation Mortgage Corp. 910-793-4009 1-800-966-4009
Conv.		51⁄2	0	51⁄8	0
FHA/VA
Jumbo		6	0	51⁄2	0
Glenwood Ave/Equity Services 573-6114 971-1992
Conv.		51⁄2	5⁄8*	51⁄4	1⁄8*
FHA/VA
Jumbo		57⁄8	1⁄8	51⁄2	1⁄8
GMAC Mortgage 790-0112
Conv.		Call
FHA/VA		For
Jumbo		Quote
Home Mortgage of NC, Inc. 783-0555 Ral. 467-7172 Cary 1-888-684-5674
Conv.		51⁄2	3⁄4	51⁄8	3⁄4
FHA/VA
Jumbo		53⁄4	1	53⁄8	1
Integrity Residential Mtg.Group 787-3100, 676-3120 www.integrityresidentialcorp.com
Conv.		Call
FHA/VA		For
Jumbo		Quote
Market Consulting Mortgage 1-800-970-8859 910-200-8859, 910-509-7105
Conv.		55⁄8	0	51⁄4	0
FHA/VA
Jumbo		6	0	55⁄8	0
MetLife Bank 919-782-2525
Conv.		call		call
FHA/VA
Jumbo		call		call
Mortgage Servicing, Inc. 881-9639 Raleigh
Conv.		55⁄8	0	51⁄2	0
FHA/VA
Jumbo		57⁄8	0	55⁄8	0
National City Mortgage 848-2117 Ral., 1-800-336-7429 462-6700 Cry, 359-2000 Clay, 1-800-490-9977
Conv.		Call
FHA/VA		For
Jumbo		Quote
National Mortgage 573-1017 X106 (New Name: First Medallion Mtg.)
Conv.		Call
FHA/VA		For
Jumbo		Quote
Nationwide Mortgage 601-3059
Conv.		51⁄2	0	51⁄4	0
FHA/VA		call
Jumbo		call
North State Bank 645-2727, 645-3190 NRal, 645-2755 Gnr 645-2748 WRal, 562-9985 W Fst
Conv.		53⁄4	0*	51⁄2	0*
FHA/VA
Jumbo		61⁄8	0*	57⁄8	0*
SouthBank 510-6733 Raleigh, 388-8462 Cary 682-5531 Durham
Conv.		53⁄4	0	53⁄8	0
FHA/VA		51⁄2	0	51⁄2	0/0
Jumbo		57⁄8	0	55⁄8	0
Southeastern Mortgage Co. 571-2505
Conv.		55⁄8	0	53⁄8	0
FHA/VA		51⁄2	0
Jumbo		6	0	53⁄4	0
SunTrust Mortgage, Inc. 571-6315 Ral, 380-2689 Cry, 932-2736 CHill 562-9487 W.Fst, 683-7507 Dur, 785-5031 C.Green
Conv.		Call
FHA/VA		For
Jumbo		Quote
Unisource Mortgage Services 929-6654 C.Hill, 1-866-929-6654 www.unisourcemortgageservices.com
Conv.		51⁄2	0	53⁄8	0
FHA/VA
Jumbo		53⁄4	0	55⁄8	0
Wachovia Bank, N.A. Mortg. 571-3818 & 874-1810 Ral, 678-1800 Cry 419-3550 Dur, 968-1798 Chapel Hill
Conv.		Call
FHA/VA		For
Jumbo		Quote
White Oak Mortgage Group 201-2603 Raleigh/Cary area
Conv.		Call
FHA/VA		For
Jumbo		Quote
YSU Lending 881-9994, 582-1722, 582-1670 582-1650, 653-2640, 960-8951
Conv.		Call
FHA/VA		For
Jumbo		Quote

Rates surveyed Fri Mar 2 2007.

+ 1 Year Treasury Bill ++3 Year Treasury Bill LTV - Loan to Value Ratio CAPS - Annual Cap/Life Cap margin - Percent added to Index to determine Rate Change 0/0=0% origination & points

ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/05) for a conventional fixed rate 30 yr. or 15 yr. loan is $359,650.00. Jumbo loans are over $359,650.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.

Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.

Mortgage Information Services, Inc. P.O. Box 18239 Raleigh, NC 27619 1-919-781-1705

THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs

� 2005 M.I.S., Inc.